Insurance After Graduation
It is important that you maintain medical insurance coverage after you graduate, as medical expenses in the U.S. can be very costly.
Because you will no longer have your University of Alabama student insurance plan (December graduates’ plans end on December 31 and May graduates’ plans end on July 31), if you will not have insurance through your OPT or AT employer, you should consider purchasing an individual insurance plan through a company that insures international students in the U.S.
Some companies like InsuBuy , ISOA, iNext, International Student Insurance, International Student Protection, and Compass Student Insurance offer plans specifically for students while on post graduation training.
- F-1 students: While working under OPT, you may receive insurance through your employer; however, it is very common to have a gap in insurance coverage between the student plan’s end date and potential coverage through an employer.
- J-1 students: It is a regulatory requirement that you maintain insurance coverage for the duration of your stay.